About us

Payechi Grocery Shop Ltd is a welfare company that provide both online and offline services to our potential customers. we offer food items, cooked food (soups) and groceries to our customers, without any outright payment. Payechi offers customers the single and simple option of “Buy Now and Pay Later.” For us we understand that life has its ups and downs, and we are here to aid our customer get their needed food items, groceries or even cooked food (soup) and pay at a convenient time.

With Payechi you no longer have to bother about what your family will eat just because you have to take care of other financial commitments. Payechi gives people the assurance of being able to feed their families and still be able to take care of other important needs such as school fees, house rent and so on. 


Our drive      

Our drive is premised on the fact that, for every human, food is the number one need. Payechi simply wants to ensure that people don’t have to forgo eating at the expense of attending to other pressing needs.


Our commitment to you - Buy Now, Pay Later with Payechi

Choose any food item and groceries you want today and pay at a convenient time (within 30-60 days payment period).


Our Mission

The welfare of people is what drives our business and so for us our mission is to provide convenience to our customers by enabling them Buy Now and Pay Later.


Our values

1. Simplicity- Our goal is to make shopping as simple as possible for customers. 

 2. Integrity- Honesty is intrinsic in everything we do.

 3. Innovation- Every day we are offering new and better ways to enable our customers to shop conveniently. We are continuously adding value by providing flexible payment plan. 


Benefits of Payechi?

1. No Bank visits, Payechi’s registration process is paperless and takes just a few minutes while approval is within24hrs.

2. Get easy access to credit to shop, anytime anywhere.

3. Your Payechi credit limit is available for as long as you want so long as you keep to the terms and conditions.

4. Enjoy ease of shopping and flexibility of payment.

5. Receive credit line to shop and pay after 30 or 60 days.

 6. Flexible payment options.

7. No hidden charges.


We offer Flexible Payment Options.

Our flexible payment options allow you to choose from a wide range of food items without having to worry about big costs upfront. What’s more appealing is that we don't even require any deposit upfront. Across our full range of products you can choose to pay from the following options:


Option 1: Pay in 30 days

Our most popular payment frequency, choose to pay on monthly basis.

Option 2: Pay in 60 days

If you enjoy that little extra time between payments choose our 60 day payment option.



  • Fill in the application form.
  • Upload authentic documents for verification.
  • We check for credit worthiness and affordability.
  • Receive an approval of your application within 24 hours.
  • Take advantage of credit, shop & pay later.
  • Take delivery of your product from 21 to 3rd of every month.